Call reports 2004
SOUTHWEST BANK, AN M&I BANK — 2004
What SOUTHWEST BANK, AN M&I BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,354,021,000 | 2,424,657,000 | 2,488,630,000 | 2,644,650,000 |
| Total loans | 1,502,075,000 | 1,594,349,000 | 1,648,790,000 | 1,800,111,000 |
| Allowance for loan losses | 27,845,000 | 28,227,000 | 29,253,000 | 29,557,000 |
| Securities available for sale | 441,173,000 | 426,701,000 | 432,764,000 | 435,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 163,000 | 285,000 |
| Total deposits | 1,497,767,000 | 1,582,869,000 | 1,610,855,000 | 1,629,073,000 |
| Interest-bearing deposits | 1,321,539,000 | 1,394,903,000 | 1,411,003,000 | 1,421,888,000 |
| Noninterest-bearing deposits | 176,228,000 | 187,966,000 | 199,852,000 | 207,185,000 |
| Equity capital | 471,471,000 | 466,586,000 | 474,132,000 | 522,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,516,000 | 44,051,000 | 69,430,000 | 97,584,000 |
| Interest expense | 5,212,000 | 10,770,000 | 17,325,000 | 25,446,000 |
| Net interest income | 16,304,000 | 33,281,000 | 52,105,000 | 72,138,000 |
| Noninterest income | 1,624,000 | 3,251,000 | 4,945,000 | 6,565,000 |
| Noninterest expense | 14,300,000 | 23,616,000 | 33,416,000 | 42,790,000 |
| Provision for loan losses | 1,260,000 | 2,520,000 | 3,780,000 | 5,040,000 |
| Pretax income | 2,326,000 | 10,316,000 | 19,697,000 | 30,559,000 |
| Income tax | 950,000 | 4,026,000 | 7,640,000 | 10,642,000 |
| Net income | 1,376,000 | 6,290,000 | 12,057,000 | 19,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,471,000 | 164,475,000 | 168,324,000 | 218,743,000 |
| Total capital | 183,024,000 | 187,755,000 | 192,258,000 | 244,918,000 |
| Risk-weighted assets | 1,717,925,000 | 1,857,428,000 | 1,909,364,000 | 2,090,612,000 |