Call reports 2003
SOUTHWEST BANK, AN M&I BANK — 2003
What SOUTHWEST BANK, AN M&I BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,202,344,000 | 2,245,679,000 | 2,221,684,000 | 2,282,321,000 |
| Total loans | 1,484,122,000 | 1,485,089,000 | 1,393,225,000 | 1,496,364,000 |
| Allowance for loan losses | 26,057,000 | 25,358,000 | 24,085,000 | 26,524,000 |
| Securities available for sale | 334,264,000 | 363,549,000 | 388,670,000 | 388,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 156,000 | 323,000 | 16,281,000 | 513,000 |
| Total deposits | 1,481,489,000 | 1,485,418,000 | 1,449,086,000 | 1,522,021,000 |
| Interest-bearing deposits | 1,304,524,000 | 1,286,804,000 | 1,260,308,000 | 1,334,409,000 |
| Noninterest-bearing deposits | 176,965,000 | 198,614,000 | 188,778,000 | 187,612,000 |
| Equity capital | 443,250,000 | 443,059,000 | 441,801,000 | 471,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,046,000 | 42,297,000 | 61,551,000 | 85,678,000 |
| Interest expense | 5,904,000 | 11,707,000 | 16,658,000 | 22,573,000 |
| Net interest income | 15,142,000 | 30,590,000 | 44,893,000 | 63,105,000 |
| Noninterest income | 1,864,000 | 3,537,000 | 5,763,000 | 7,533,000 |
| Noninterest expense | 9,950,000 | 19,030,000 | 27,819,000 | 38,663,000 |
| Provision for loan losses | 612,000 | 1,377,000 | 2,142,000 | 3,135,000 |
| Pretax income | 6,444,000 | 13,720,000 | 20,695,000 | 28,690,000 |
| Income tax | 2,348,000 | 5,074,000 | 7,622,000 | 10,662,000 |
| Net income | 4,096,000 | 8,646,000 | 13,073,000 | 18,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,903,000 | 147,697,000 | 148,264,000 | 162,010,000 |
| Total capital | 166,276,000 | 167,355,000 | 168,011,000 | 183,208,000 |
| Risk-weighted assets | 1,543,118,000 | 1,566,933,000 | 1,575,460,000 | 1,690,534,000 |