Call reports 2024
WNB FINANCIAL, NATIONAL ASSOCIATION — 2024
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 555,026,000 | 544,304,000 | 555,939,000 | 564,618,000 |
| Total loans | 343,680,000 | 345,804,000 | 343,952,000 | 342,148,000 |
| Allowance for loan losses | 4,438,000 | 4,357,000 | 4,184,000 | 4,163,000 |
| Securities available for sale | 80,974,000 | 79,102,000 | 79,036,000 | 69,339,000 |
| Securities held to maturity | 76,506,000 | 74,993,000 | 73,395,000 | 71,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,502,000 | 467,719,000 | 475,972,000 | 490,862,000 |
| Interest-bearing deposits | 362,387,000 | 374,948,000 | 378,977,000 | 392,875,000 |
| Noninterest-bearing deposits | 99,115,000 | 92,771,000 | 96,995,000 | 97,987,000 |
| Equity capital | 50,890,000 | 51,399,000 | 53,557,000 | 53,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,482,000 | 11,226,000 | 16,862,000 | 22,978,000 |
| Interest expense | 2,065,000 | 4,385,000 | 6,535,000 | 8,766,000 |
| Net interest income | 3,417,000 | 6,841,000 | 10,327,000 | 14,212,000 |
| Noninterest income | 1,260,000 | 2,587,000 | 3,836,000 | 5,142,000 |
| Noninterest expense | 4,078,000 | 8,351,000 | 12,423,000 | 16,565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 581,000 | 1,059,000 | 1,722,000 | 2,748,000 |
| Income tax | 122,000 | 221,000 | 368,000 | 531,000 |
| Net income | 459,000 | 838,000 | 1,354,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,994,000 | 56,028,000 | 56,214,000 | 56,719,000 |