Call reports 2021
WNB FINANCIAL, NATIONAL ASSOCIATION — 2021
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 514,436,000 | 547,706,000 | 561,188,000 | 580,393,000 |
| Total loans | 280,645,000 | 288,394,000 | 275,647,000 | 276,819,000 |
| Allowance for loan losses | 4,006,000 | 4,002,000 | 4,003,000 | 3,992,000 |
| Securities available for sale | 187,542,000 | 186,132,000 | 195,586,000 | 203,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,017,000 | 483,062,000 | 495,279,000 | 516,078,000 |
| Interest-bearing deposits | 346,533,000 | 372,295,000 | 392,660,000 | 409,923,000 |
| Noninterest-bearing deposits | 104,484,000 | 110,768,000 | 102,619,000 | 106,155,000 |
| Equity capital | 61,102,000 | 62,431,000 | 63,425,000 | 61,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,160,000 | 12,815,000 | 16,950,000 |
| Interest expense | 329,000 | 659,000 | 984,000 | 1,317,000 |
| Net interest income | 3,718,000 | 7,501,000 | 11,831,000 | 15,633,000 |
| Noninterest income | 2,001,000 | 3,610,000 | 5,080,000 | 6,728,000 |
| Noninterest expense | 3,728,000 | 7,177,000 | 10,703,000 | 14,312,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,791,000 | 3,734,000 | 6,008,000 | 7,849,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,791,000 | 3,734,000 | 6,008,000 | 7,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,853,000 | 50,714,000 | 51,762,000 | 52,223,000 |