Call reports 2020
WNB FINANCIAL, NATIONAL ASSOCIATION — 2020
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 412,416,000 | 490,225,000 | 495,637,000 | 501,630,000 |
| Total loans | 253,780,000 | 284,081,000 | 282,504,000 | 268,851,000 |
| Allowance for loan losses | 2,927,000 | 3,161,000 | 3,432,000 | 3,798,000 |
| Securities available for sale | 118,332,000 | 142,926,000 | 154,976,000 | 186,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,947,000 | 404,265,000 | 428,860,000 | 434,001,000 |
| Interest-bearing deposits | 279,800,000 | 314,121,000 | 339,376,000 | 339,432,000 |
| Noninterest-bearing deposits | 70,147,000 | 90,143,000 | 89,483,000 | 94,569,000 |
| Equity capital | 59,945,000 | 62,959,000 | 64,250,000 | 65,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,930,000 | 7,967,000 | 12,106,000 | 16,351,000 |
| Interest expense | 453,000 | 944,000 | 1,401,000 | 1,803,000 |
| Net interest income | 3,477,000 | 7,023,000 | 10,705,000 | 14,548,000 |
| Noninterest income | 1,083,000 | 2,575,000 | 4,734,000 | 6,663,000 |
| Noninterest expense | 3,517,000 | 6,863,000 | 10,404,000 | 13,992,000 |
| Provision for loan losses | 165,000 | 394,000 | 592,000 | 962,000 |
| Pretax income | 1,775,000 | 3,238,000 | 5,483,000 | 7,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,775,000 | 3,238,000 | 5,483,000 | 7,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,287,000 | 46,392,000 | 48,136,000 | 49,197,000 |