Call reports 2018
WNB FINANCIAL, NATIONAL ASSOCIATION — 2018
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 302,745,000 | 300,761,000 | 300,102,000 | 298,313,000 |
| Total loans | 199,400,000 | 209,582,000 | 209,153,000 | 206,534,000 |
| Allowance for loan losses | 2,340,000 | 2,459,000 | 2,555,000 | 2,590,000 |
| Securities available for sale | 80,587,000 | 71,759,000 | 68,395,000 | 66,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,086,000 | 249,727,000 | 254,013,000 | 262,322,000 |
| Interest-bearing deposits | 194,779,000 | 199,504,000 | 202,088,000 | 207,028,000 |
| Noninterest-bearing deposits | 55,307,000 | 50,223,000 | 51,925,000 | 55,295,000 |
| Equity capital | 39,330,000 | 39,450,000 | 39,728,000 | 31,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,848,000 | 5,725,000 | 8,655,000 | 11,683,000 |
| Interest expense | 254,000 | 499,000 | 754,000 | 1,075,000 |
| Net interest income | 2,594,000 | 5,226,000 | 7,901,000 | 10,608,000 |
| Noninterest income | 1,183,000 | 2,025,000 | 2,908,000 | 4,017,000 |
| Noninterest expense | 2,740,000 | 5,341,000 | 8,037,000 | 10,945,000 |
| Provision for loan losses | 320,000 | 415,000 | 510,000 | 560,000 |
| Pretax income | 1,669,000 | 2,739,000 | 3,553,000 | 4,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,669,000 | 2,739,000 | 3,553,000 | 4,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,012,000 | 38,747,000 | 39,347,000 | 30,577,000 |
| Total capital | 40,352,000 | 41,206,000 | 41,902,000 | 33,167,000 |
| Risk-weighted assets | 216,870,000 | 218,577,000 | 220,764,000 | 211,988,000 |