Call reports 2017
WNB FINANCIAL, NATIONAL ASSOCIATION — 2017
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 295,753,000 | 309,344,000 | 307,997,000 | 305,579,000 |
| Total loans | 169,005,000 | 183,863,000 | 192,964,000 | 191,735,000 |
| Allowance for loan losses | 2,040,000 | 2,098,000 | 2,189,000 | 2,258,000 |
| Securities available for sale | 109,480,000 | 106,465,000 | 97,588,000 | 93,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,066,000 | 236,755,000 | 242,516,000 | 243,978,000 |
| Interest-bearing deposits | 189,806,000 | 187,660,000 | 193,022,000 | 191,047,000 |
| Noninterest-bearing deposits | 48,260,000 | 49,095,000 | 49,494,000 | 52,931,000 |
| Equity capital | 37,498,000 | 39,344,000 | 40,702,000 | 40,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,444,000 | 8,336,000 | 11,228,000 |
| Interest expense | 183,000 | 386,000 | 617,000 | 836,000 |
| Net interest income | 2,446,000 | 5,058,000 | 7,719,000 | 10,392,000 |
| Noninterest income | 664,000 | 1,338,000 | 2,736,000 | 3,565,000 |
| Noninterest expense | 2,656,000 | 5,098,000 | 7,666,000 | 10,242,000 |
| Provision for loan losses | 180,000 | 262,000 | 342,000 | 414,000 |
| Pretax income | 253,000 | 970,000 | 2,403,000 | 3,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 970,000 | 2,403,000 | 3,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,285,000 | 35,850,000 | 36,853,000 | 36,842,000 |
| Total capital | 37,325,000 | 37,948,000 | 39,042,000 | 39,100,000 |
| Risk-weighted assets | 204,944,000 | 217,121,000 | 218,018,000 | 219,184,000 |