Call reports 2016
WNB FINANCIAL, NATIONAL ASSOCIATION — 2016
What WNB FINANCIAL, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 277,659,000 | 283,957,000 | 286,951,000 | 294,620,000 |
| Total loans | 149,734,000 | 150,066,000 | 153,289,000 | 162,188,000 |
| Allowance for loan losses | 1,905,000 | 1,904,000 | 1,928,000 | 1,847,000 |
| Securities available for sale | 111,797,000 | 117,095,000 | 114,790,000 | 113,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,134,000 | 241,657,000 | 240,848,000 | 244,407,000 |
| Interest-bearing deposits | 190,452,000 | 194,237,000 | 191,563,000 | 191,947,000 |
| Noninterest-bearing deposits | 46,683,000 | 47,420,000 | 49,285,000 | 52,460,000 |
| Equity capital | 37,401,000 | 39,162,000 | 39,011,000 | 36,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,179,000 | 7,719,000 | 10,488,000 |
| Interest expense | 165,000 | 332,000 | 502,000 | 673,000 |
| Net interest income | 2,407,000 | 4,847,000 | 7,217,000 | 9,815,000 |
| Noninterest income | 708,000 | 1,598,000 | 2,405,000 | 3,371,000 |
| Noninterest expense | 2,572,000 | 5,089,000 | 7,621,000 | 10,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 467,000 | 1,268,000 | 1,884,000 | 3,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 1,268,000 | 1,884,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,299,000 | 34,800,000 | 34,935,000 | 35,682,000 |
| Total capital | 36,204,000 | 36,704,000 | 36,863,000 | 37,529,000 |
| Risk-weighted assets | 187,456,000 | 185,355,000 | 189,490,000 | 203,597,000 |