Call reports 2026
CENTRAL STATE BANK — 2026
What CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 178,076,000 | 175,056,000 |
| Total loans | 116,924,000 | 115,115,000 |
| Allowance for loan losses | 2,095,000 | 2,090,000 |
| Securities available for sale | 17,844,000 | 17,769,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 146,462,000 | 143,233,000 |
| Interest-bearing deposits | 123,261,000 | 119,617,000 |
| Noninterest-bearing deposits | 23,201,000 | 23,616,000 |
| Equity capital | 31,078,000 | 31,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,136,000 | 5,746,000 |
| Interest expense | 819,000 | 1,599,000 |
| Net interest income | 2,317,000 | 4,147,000 |
| Noninterest income | 260,000 | 605,000 |
| Noninterest expense | 1,061,000 | 2,151,000 |
| Provision for loan losses | 1,000 | 2,000 |
| Pretax income | 1,516,000 | 2,601,000 |
| Income tax | 0 | 0 |
| Net income | 1,516,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,650,000 | 31,941,000 |