Call reports 2024
CENTRAL STATE BANK — 2024
What CENTRAL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 169,076,000 | 172,875,000 | 172,321,000 | 175,329,000 |
| Total loans | 131,678,000 | 132,743,000 | 136,757,000 | 135,176,000 |
| Allowance for loan losses | 1,533,000 | 1,483,000 | 1,255,000 | 1,564,000 |
| Securities available for sale | 8,712,000 | 10,311,000 | 11,802,000 | 11,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,424,000 | 144,823,000 | 143,436,000 | 146,425,000 |
| Interest-bearing deposits | 118,456,000 | 123,190,000 | 103,622,000 | 104,586,000 |
| Noninterest-bearing deposits | 22,968,000 | 21,633,000 | 39,814,000 | 41,839,000 |
| Equity capital | 27,080,000 | 27,425,000 | 28,227,000 | 28,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,096,000 | 7,752,000 | 10,563,000 |
| Interest expense | 806,000 | 1,706,000 | 2,650,000 | 3,621,000 |
| Net interest income | 1,706,000 | 3,390,000 | 5,102,000 | 6,942,000 |
| Noninterest income | 291,000 | 601,000 | 926,000 | 1,223,000 |
| Noninterest expense | 1,045,000 | 2,095,000 | 3,233,000 | 4,393,000 |
| Provision for loan losses | 75,000 | 75,000 | 68,000 | 419,000 |
| Pretax income | 877,000 | 1,821,000 | 2,720,000 | 3,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 877,000 | 1,821,000 | 2,720,000 | 3,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,112,000 | 28,447,000 | 28,968,000 | 29,215,000 |