Call reports 2023
CENTRAL STATE BANK — 2023
What CENTRAL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 162,010,000 | 160,635,000 | 160,368,000 | 165,670,000 |
| Total loans | 124,984,000 | 128,697,000 | 131,480,000 | 131,649,000 |
| Allowance for loan losses | 1,463,000 | 1,525,000 | 1,531,000 | 1,532,000 |
| Securities available for sale | 9,351,000 | 9,090,000 | 8,687,000 | 8,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,276,000 | 134,393,000 | 134,003,000 | 138,868,000 |
| Interest-bearing deposits | 109,658,000 | 109,714,000 | 111,733,000 | 116,061,000 |
| Noninterest-bearing deposits | 26,618,000 | 24,679,000 | 22,270,000 | 22,807,000 |
| Equity capital | 25,302,000 | 25,724,000 | 25,870,000 | 26,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,147,000 | 6,441,000 | 8,838,000 |
| Interest expense | 378,000 | 815,000 | 1,404,000 | 2,151,000 |
| Net interest income | 1,635,000 | 3,332,000 | 5,037,000 | 6,687,000 |
| Noninterest income | 268,000 | 597,000 | 941,000 | 1,312,000 |
| Noninterest expense | 885,000 | 1,955,000 | 2,891,000 | 4,077,000 |
| Provision for loan losses | 0 | 50,000 | 494,000 | 756,000 |
| Pretax income | 1,018,000 | 1,924,000 | 2,593,000 | 3,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 1,924,000 | 2,593,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,444,000 | 26,914,000 | 27,241,000 | 27,274,000 |