Call reports 2022
CENTRAL STATE BANK — 2022
What CENTRAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,517,000 | 166,396,000 | 156,025,000 | 163,078,000 |
| Total loans | 112,851,000 | 118,608,000 | 124,042,000 | 126,691,000 |
| Allowance for loan losses | 1,995,000 | 1,553,000 | 1,548,000 | 1,592,000 |
| Securities available for sale | 11,256,000 | 10,317,000 | 9,897,000 | 9,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,938,000 | 143,059,000 | 132,340,000 | 138,463,000 |
| Interest-bearing deposits | 124,429,000 | 119,975,000 | 111,340,000 | 112,051,000 |
| Noninterest-bearing deposits | 24,509,000 | 23,084,000 | 21,000,000 | 26,412,000 |
| Equity capital | 23,744,000 | 23,024,000 | 23,263,000 | 24,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,228,000 | 5,043,000 | 7,118,000 |
| Interest expense | 203,000 | 405,000 | 609,000 | 911,000 |
| Net interest income | 1,397,000 | 2,823,000 | 4,434,000 | 6,207,000 |
| Noninterest income | 292,000 | 549,000 | 855,000 | 1,207,000 |
| Noninterest expense | 905,000 | 1,896,000 | 2,976,000 | 3,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 784,000 | 1,476,000 | 2,313,000 | 3,484,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 784,000 | 1,476,000 | 2,313,000 | 3,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,411,000 | 24,283,000 | 24,670,000 | 25,461,000 |