Call reports 2021
CENTRAL STATE BANK — 2021
What CENTRAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,098,000 | 180,019,000 | 176,739,000 | 175,448,000 |
| Total loans | 116,326,000 | 115,376,000 | 116,409,000 | 115,335,000 |
| Allowance for loan losses | 1,932,000 | 1,965,000 | 1,944,000 | 1,914,000 |
| Securities available for sale | 12,663,000 | 12,209,000 | 12,941,000 | 12,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,684,000 | 147,106,000 | 145,983,000 | 145,012,000 |
| Interest-bearing deposits | 124,759,000 | 124,865,000 | 125,355,000 | 121,752,000 |
| Noninterest-bearing deposits | 20,925,000 | 22,241,000 | 20,628,000 | 23,260,000 |
| Equity capital | 23,326,000 | 23,601,000 | 23,968,000 | 23,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 3,949,000 | 5,582,000 | 7,193,000 |
| Interest expense | 422,000 | 790,000 | 1,080,000 | 1,308,000 |
| Net interest income | 1,672,000 | 3,159,000 | 4,502,000 | 5,885,000 |
| Noninterest income | 322,000 | 632,000 | 983,000 | 1,275,000 |
| Noninterest expense | 920,000 | 1,819,000 | 2,741,000 | 3,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,074,000 | 1,972,000 | 2,744,000 | 3,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,074,000 | 1,972,000 | 2,744,000 | 3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,320,000 | 23,568,000 | 23,870,000 | 23,627,000 |