Call reports 2020
CENTRAL STATE BANK — 2020
What CENTRAL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 152,220,000 | 162,214,000 | 161,352,000 | 166,801,000 |
| Total loans | 124,188,000 | 123,288,000 | 121,421,000 | 119,504,000 |
| Allowance for loan losses | 1,685,000 | 1,732,000 | 1,850,000 | 1,958,000 |
| Securities available for sale | 3,198,000 | 3,280,000 | 5,361,000 | 8,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,199,000 | 129,698,000 | 129,332,000 | 136,541,000 |
| Interest-bearing deposits | 106,648,000 | 112,272,000 | 113,465,000 | 117,979,000 |
| Noninterest-bearing deposits | 15,551,000 | 17,426,000 | 15,867,000 | 18,562,000 |
| Equity capital | 22,747,000 | 23,210,000 | 22,646,000 | 22,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,501,000 | 5,218,000 | 6,981,000 |
| Interest expense | 479,000 | 945,000 | 1,379,000 | 1,823,000 |
| Net interest income | 1,241,000 | 2,556,000 | 3,839,000 | 5,158,000 |
| Noninterest income | 268,000 | 579,000 | 870,000 | 1,143,000 |
| Noninterest expense | 875,000 | 1,648,000 | 2,662,000 | 3,647,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 300,000 |
| Pretax income | 634,000 | 1,387,000 | 1,847,000 | 2,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,387,000 | 1,847,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,690,000 | 22,993,000 | 22,438,000 | 22,246,000 |