Call reports 2019
CENTRAL STATE BANK — 2019
What CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 140,648,000 | 142,165,000 | 144,220,000 | 144,404,000 |
| Total loans | 123,115,000 | 126,241,000 | 129,770,000 | 125,357,000 |
| Allowance for loan losses | 1,378,000 | 1,442,000 | 1,433,000 | 1,722,000 |
| Securities available for sale | 3,111,000 | 3,085,000 | 2,997,000 | 2,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,238,000 | 113,333,000 | 114,706,000 | 114,902,000 |
| Interest-bearing deposits | 98,078,000 | 98,906,000 | 99,076,000 | 98,536,000 |
| Noninterest-bearing deposits | 16,159,000 | 14,426,000 | 15,630,000 | 16,366,000 |
| Equity capital | 21,796,000 | 21,770,000 | 21,911,000 | 22,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,974,000 | 5,846,000 | 7,774,000 |
| Interest expense | 386,000 | 796,000 | 1,231,000 | 1,671,000 |
| Net interest income | 1,627,000 | 3,178,000 | 4,615,000 | 6,103,000 |
| Noninterest income | 234,000 | 574,000 | 872,000 | 1,216,000 |
| Noninterest expense | 835,000 | 1,718,000 | 2,665,000 | 3,553,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 610,000 |
| Pretax income | 1,026,000 | 1,984,000 | 2,772,000 | 3,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,026,000 | 1,984,000 | 2,772,000 | 3,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,736,000 | 21,658,000 | 21,787,000 | 22,056,000 |
| Total capital | 23,104,000 | 23,059,000 | 23,220,000 | 23,453,000 |
| Risk-weighted assets | 109,356,000 | 112,047,000 | 114,666,000 | 111,342,000 |