Call reports 2018
CENTRAL STATE BANK — 2018
What CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,924,000 | 130,793,000 | 134,838,000 | 139,711,000 |
| Total loans | 118,954,000 | 122,383,000 | 123,732,000 | 122,581,000 |
| Allowance for loan losses | 1,387,000 | 1,367,000 | 1,410,000 | 1,348,000 |
| Securities available for sale | 1,616,000 | 1,616,000 | 1,105,000 | 2,615,000 |
| Securities held to maturity | 125,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,029,000 | 105,680,000 | 109,129,000 | 114,029,000 |
| Interest-bearing deposits | 96,362,000 | 92,492,000 | 94,710,000 | 98,042,000 |
| Noninterest-bearing deposits | 14,667,000 | 13,188,000 | 14,419,000 | 15,987,000 |
| Equity capital | 20,262,000 | 20,470,000 | 20,991,000 | 21,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,663,000 | 5,594,000 | 7,372,000 |
| Interest expense | 276,000 | 559,000 | 878,000 | 1,237,000 |
| Net interest income | 1,548,000 | 3,104,000 | 4,716,000 | 6,135,000 |
| Noninterest income | 298,000 | 594,000 | 924,000 | 1,238,000 |
| Noninterest expense | 784,000 | 1,637,000 | 2,544,000 | 3,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 330,000 |
| Pretax income | 1,062,000 | 2,061,000 | 3,096,000 | 3,644,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 0 |
| Net income | 1,051,000 | 2,039,000 | 3,063,000 | 3,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,259,000 | 20,463,000 | 20,991,000 | 21,084,000 |
| Total capital | 21,582,000 | 21,824,000 | 22,374,000 | 22,432,000 |
| Risk-weighted assets | 105,801,000 | 108,882,000 | 110,634,000 | 110,885,000 |