Call reports 2017
CENTRAL STATE BANK — 2017
What CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,425,000 | 134,097,000 | 130,725,000 | 134,943,000 |
| Total loans | 116,070,000 | 117,286,000 | 120,380,000 | 120,068,000 |
| Allowance for loan losses | 1,300,000 | 1,303,000 | 1,250,000 | 1,352,000 |
| Securities available for sale | 2,053,000 | 2,063,000 | 2,053,000 | 1,633,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,921,000 | 110,325,000 | 107,059,000 | 111,556,000 |
| Interest-bearing deposits | 93,677,000 | 96,633,000 | 94,334,000 | 95,929,000 |
| Noninterest-bearing deposits | 14,244,000 | 13,692,000 | 12,724,000 | 15,627,000 |
| Equity capital | 19,130,000 | 19,384,000 | 19,376,000 | 19,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,433,000 | 5,188,000 | 6,973,000 |
| Interest expense | 250,000 | 520,000 | 797,000 | 1,086,000 |
| Net interest income | 1,449,000 | 2,913,000 | 4,391,000 | 5,887,000 |
| Noninterest income | 209,000 | 451,000 | 953,000 | 1,263,000 |
| Noninterest expense | 815,000 | 1,623,000 | 2,569,000 | 3,420,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 843,000 | 1,741,000 | 2,775,000 | 3,330,000 |
| Income tax | 11,000 | 22,000 | 0 | 0 |
| Net income | 832,000 | 1,719,000 | 2,775,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,130,000 | 19,358,000 | 19,354,000 | 19,209,000 |
| Total capital | 20,424,000 | 20,661,000 | 20,604,000 | 20,553,000 |
| Risk-weighted assets | 103,355,000 | 105,241,000 | 107,556,000 | 107,511,000 |