Call reports 2013
CENTRAL STATE BANK — 2013
What CENTRAL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,170,000 | 115,873,000 | 115,385,000 | 118,428,000 |
| Total loans | 79,399,000 | 90,241,000 | 96,758,000 | 98,643,000 |
| Allowance for loan losses | 1,091,000 | 1,161,000 | 999,000 | 1,079,000 |
| Securities available for sale | 1,897,000 | 3,397,000 | 5,169,000 | 4,731,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,855,000 | 99,142,000 | 98,591,000 | 101,322,000 |
| Interest-bearing deposits | 75,061,000 | 86,269,000 | 87,031,000 | 89,162,000 |
| Noninterest-bearing deposits | 11,794,000 | 12,873,000 | 11,560,000 | 12,160,000 |
| Equity capital | 16,146,000 | 16,527,000 | 16,572,000 | 16,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,940,000 | 4,540,000 | 6,129,000 |
| Interest expense | 206,000 | 426,000 | 653,000 | 883,000 |
| Net interest income | 1,194,000 | 2,514,000 | 3,887,000 | 5,246,000 |
| Noninterest income | 201,000 | 292,000 | 455,000 | 659,000 |
| Noninterest expense | 625,000 | 1,384,000 | 2,145,000 | 2,958,000 |
| Provision for loan losses | 0 | 0 | 430,000 | 720,000 |
| Pretax income | 770,000 | 1,422,000 | 1,767,000 | 2,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 1,422,000 | 1,767,000 | 2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,060,000 | 16,441,000 | 16,486,000 | 16,822,000 |
| Total capital | 17,078,000 | 17,583,000 | 17,485,000 | 17,901,000 |
| Risk-weighted assets | 80,621,000 | 90,594,000 | 93,492,000 | 94,420,000 |