Call reports 2012
CENTRAL STATE BANK — 2012
What CENTRAL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,433,000 | 98,246,000 | 98,463,000 | 99,998,000 |
| Total loans | 75,003,000 | 79,472,000 | 79,002,000 | 78,342,000 |
| Allowance for loan losses | 992,000 | 1,131,000 | 1,110,000 | 1,086,000 |
| Securities available for sale | 2,018,000 | 1,988,000 | 1,959,000 | 1,919,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,399,000 | 83,176,000 | 83,112,000 | 84,240,000 |
| Interest-bearing deposits | 66,800,000 | 66,946,000 | 67,470,000 | 67,789,000 |
| Noninterest-bearing deposits | 16,599,000 | 16,230,000 | 15,642,000 | 16,451,000 |
| Equity capital | 14,710,000 | 14,746,000 | 15,174,000 | 15,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,859,000 | 4,262,000 | 5,617,000 |
| Interest expense | 248,000 | 488,000 | 719,000 | 940,000 |
| Net interest income | 1,214,000 | 2,371,000 | 3,543,000 | 4,677,000 |
| Noninterest income | 178,000 | 443,000 | 640,000 | 684,000 |
| Noninterest expense | 667,000 | 1,333,000 | 1,961,000 | 2,582,000 |
| Provision for loan losses | 0 | 192,000 | 252,000 | 402,000 |
| Pretax income | 725,000 | 1,289,000 | 1,970,000 | 2,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 725,000 | 1,289,000 | 1,970,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,590,000 | 14,629,000 | 15,083,000 | 15,491,000 |
| Total capital | 15,582,000 | 15,722,000 | 16,172,000 | 16,498,000 |
| Risk-weighted assets | 84,005,000 | 86,617,000 | 87,620,000 | 79,702,000 |