Call reports 2011
CENTRAL STATE BANK — 2011
What CENTRAL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,072,000 | 91,728,000 | 90,726,000 | 92,632,000 |
| Total loans | 75,383,000 | 77,354,000 | 75,544,000 | 74,369,000 |
| Allowance for loan losses | 1,148,000 | 1,116,000 | 1,048,000 | 1,122,000 |
| Securities available for sale | 2,774,000 | 2,749,000 | 2,233,000 | 2,046,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,662,000 | 78,353,000 | 76,477,000 | 78,357,000 |
| Interest-bearing deposits | 63,372,000 | 63,066,000 | 61,592,000 | 62,738,000 |
| Noninterest-bearing deposits | 15,290,000 | 15,287,000 | 14,885,000 | 15,619,000 |
| Equity capital | 13,194,000 | 13,160,000 | 14,068,000 | 13,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,918,000 | 4,388,000 | 5,774,000 |
| Interest expense | 292,000 | 576,000 | 838,000 | 1,101,000 |
| Net interest income | 1,157,000 | 2,342,000 | 3,550,000 | 4,673,000 |
| Noninterest income | 255,000 | 450,000 | 659,000 | 923,000 |
| Noninterest expense | 589,000 | 1,241,000 | 1,767,000 | 2,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 720,000 |
| Pretax income | 823,000 | 1,551,000 | 2,442,000 | 2,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 823,000 | 1,551,000 | 2,442,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,109,000 | 13,062,000 | 13,953,000 | 13,865,000 |
| Total capital | 14,134,000 | 14,122,000 | 14,997,000 | 14,898,000 |
| Risk-weighted assets | 82,981,000 | 84,008,000 | 82,767,000 | 81,827,000 |