Call reports 2010
CENTRAL STATE BANK — 2010
What CENTRAL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,053,000 | 88,523,000 | 87,364,000 | 87,386,000 |
| Total loans | 71,098,000 | 72,949,000 | 76,375,000 | 77,057,000 |
| Allowance for loan losses | 1,221,000 | 1,143,000 | 1,103,000 | 1,134,000 |
| Securities available for sale | 6,928,000 | 5,199,000 | 4,742,000 | 3,503,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,485,000 | 76,308,000 | 74,270,000 | 74,801,000 |
| Interest-bearing deposits | 59,098,000 | 60,023,000 | 58,696,000 | 61,086,000 |
| Noninterest-bearing deposits | 15,387,000 | 16,285,000 | 15,574,000 | 13,715,000 |
| Equity capital | 11,365,000 | 11,975,000 | 12,898,000 | 12,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,929,000 | 4,444,000 | 5,904,000 |
| Interest expense | 355,000 | 698,000 | 1,034,000 | 1,353,000 |
| Net interest income | 1,109,000 | 2,231,000 | 3,410,000 | 4,551,000 |
| Noninterest income | 170,000 | 342,000 | 609,000 | 749,000 |
| Noninterest expense | 545,000 | 1,245,000 | 1,696,000 | 2,691,000 |
| Provision for loan losses | 15,000 | -15,000 | -15,000 | 730,000 |
| Pretax income | 719,000 | 1,343,000 | 2,338,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 719,000 | 1,343,000 | 2,338,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,225,000 | 11,850,000 | 12,745,000 | 12,286,000 |
| Total capital | 12,299,000 | 12,883,000 | 13,785,000 | 13,320,000 |
| Risk-weighted assets | 85,812,000 | 81,767,000 | 82,367,000 | 82,782,000 |