Call reports 2008
CENTRAL STATE BANK — 2008
What CENTRAL STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 85,269,000 | 85,126,000 | 80,074,000 | 85,358,000 |
| Total loans | 61,165,000 | 61,504,000 | 63,153,000 | 63,459,000 |
| Allowance for loan losses | 1,019,000 | 1,007,000 | 1,020,000 | 1,029,000 |
| Securities available for sale | 9,640,000 | 9,990,000 | 9,709,000 | 9,435,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,437,000 | 75,400,000 | 69,965,000 | 75,021,000 |
| Interest-bearing deposits | 68,369,000 | 67,384,000 | 62,460,000 | 67,640,000 |
| Noninterest-bearing deposits | 7,068,000 | 8,016,000 | 7,505,000 | 7,381,000 |
| Equity capital | 9,512,000 | 9,396,000 | 9,778,000 | 9,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,022,000 | 4,516,000 | 5,983,000 |
| Interest expense | 712,000 | 1,404,000 | 2,055,000 | 2,661,000 |
| Net interest income | 822,000 | 1,618,000 | 2,461,000 | 3,322,000 |
| Noninterest income | 149,000 | 243,000 | 446,000 | 521,000 |
| Noninterest expense | 478,000 | 1,073,000 | 1,579,000 | 2,224,000 |
| Provision for loan losses | 14,000 | 182,000 | 284,000 | 519,000 |
| Pretax income | 479,000 | 642,000 | 1,083,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 642,000 | 1,083,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,319,000 | 9,406,000 | 9,748,000 | 9,802,000 |
| Total capital | 10,315,000 | 10,354,000 | 10,719,000 | 10,785,000 |
| Risk-weighted assets | 79,663,000 | 75,858,000 | 77,659,000 | 78,594,000 |