Call reports 2007
CENTRAL STATE BANK — 2007
What CENTRAL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,236,000 | 82,976,000 | 79,173,000 | 79,702,000 |
| Total loans | 65,142,000 | 64,578,000 | 63,277,000 | 62,021,000 |
| Allowance for loan losses | 990,000 | 1,052,000 | 1,002,000 | 926,000 |
| Securities available for sale | 9,140,000 | 9,101,000 | 9,173,000 | 9,075,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,127,000 | 74,109,000 | 70,208,000 | 70,476,000 |
| Interest-bearing deposits | 66,324,000 | 67,530,000 | 63,533,000 | 63,460,000 |
| Noninterest-bearing deposits | 6,803,000 | 6,579,000 | 6,675,000 | 7,016,000 |
| Equity capital | 8,809,000 | 8,531,000 | 8,660,000 | 8,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 2,996,000 | 4,552,000 | 6,060,000 |
| Interest expense | 722,000 | 1,462,000 | 2,199,000 | 2,922,000 |
| Net interest income | 779,000 | 1,534,000 | 2,353,000 | 3,138,000 |
| Noninterest income | 142,000 | 263,000 | 440,000 | 633,000 |
| Noninterest expense | 471,000 | 961,000 | 1,447,000 | 2,059,000 |
| Provision for loan losses | 75,000 | 350,000 | 570,000 | 778,000 |
| Pretax income | 375,000 | 486,000 | 776,000 | 934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 486,000 | 776,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 8,687,000 | 8,682,000 | 8,840,000 |
| Total capital | 9,786,000 | 8,795,000 | 9,590,000 | 9,750,000 |
| Risk-weighted assets | 75,186,000 | 74,629,000 | 72,548,000 | 72,773,000 |