Call reports 2006
CENTRAL STATE BANK — 2006
What CENTRAL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,178,000 | 77,194,000 | 78,440,000 | 82,121,000 |
| Total loans | 66,998,000 | 67,075,000 | 66,677,000 | 65,403,000 |
| Allowance for loan losses | 992,000 | 861,000 | 938,000 | 1,082,000 |
| Securities available for sale | 8,300,000 | 6,895,000 | 6,849,000 | 7,789,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,074,000 | 65,945,000 | 69,978,000 | 73,295,000 |
| Interest-bearing deposits | 59,374,000 | 59,132,000 | 63,407,000 | 66,662,000 |
| Noninterest-bearing deposits | 7,700,000 | 6,813,000 | 6,571,000 | 6,633,000 |
| Equity capital | 8,139,000 | 7,916,000 | 8,169,000 | 8,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,872,000 | 4,372,000 | 5,923,000 |
| Interest expense | 546,000 | 1,129,000 | 1,788,000 | 2,496,000 |
| Net interest income | 869,000 | 1,743,000 | 2,584,000 | 3,427,000 |
| Noninterest income | 141,000 | 328,000 | 477,000 | 577,000 |
| Noninterest expense | 443,000 | 967,000 | 1,502,000 | 2,106,000 |
| Provision for loan losses | 155,000 | 228,000 | 328,000 | 378,000 |
| Pretax income | 412,000 | 876,000 | 1,231,000 | 1,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 876,000 | 1,231,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,047,000 | 8,252,000 | 8,541,000 |
| Total capital | 9,102,000 | 8,908,000 | 9,182,000 | 9,525,000 |
| Risk-weighted assets | 71,767,000 | 72,652,000 | 74,381,000 | 78,583,000 |