Call reports 2002
CENTRAL STATE BANK — 2002
What CENTRAL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,211,000 | 61,918,000 | 62,734,000 | 64,564,000 |
| Total loans | 44,986,000 | 46,841,000 | 46,383,000 | 45,403,000 |
| Allowance for loan losses | 563,000 | 607,000 | 648,000 | 641,000 |
| Securities available for sale | 13,088,000 | 13,060,000 | 12,551,000 | 13,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,924,000 | 55,890,000 | 56,749,000 | 58,411,000 |
| Interest-bearing deposits | 53,222,000 | 51,730,000 | 52,255,000 | 53,154,000 |
| Noninterest-bearing deposits | 4,702,000 | 4,160,000 | 4,494,000 | 5,257,000 |
| Equity capital | 5,021,000 | 5,285,000 | 5,768,000 | 5,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,447,000 | 3,713,000 | 4,939,000 |
| Interest expense | 553,000 | 1,059,000 | 1,537,000 | 1,984,000 |
| Net interest income | 666,000 | 1,388,000 | 2,176,000 | 2,955,000 |
| Noninterest income | 131,000 | 230,000 | 335,000 | 385,000 |
| Noninterest expense | 360,000 | 783,000 | 1,233,000 | 1,677,000 |
| Provision for loan losses | 117,000 | 398,000 | 489,000 | 674,000 |
| Pretax income | 320,000 | 449,000 | 801,000 | 1,001,000 |
| Income tax | -1,000 | 0 | 0 | 0 |
| Net income | 321,000 | 449,000 | 801,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,958,000 | 4,986,000 | 5,238,000 | 5,439,000 |
| Total capital | 5,495,000 | 5,535,000 | 5,780,000 | 5,981,000 |
| Risk-weighted assets | 42,919,000 | 43,853,000 | 43,639,000 | 43,228,000 |