Call reports 2001
CENTRAL STATE BANK — 2001
What CENTRAL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,608,000 | 61,087,000 | 58,932,000 | 63,692,000 |
| Total loans | 41,693,000 | 42,390,000 | 44,324,000 | 44,905,000 |
| Allowance for loan losses | 524,000 | 533,000 | 558,000 | 568,000 |
| Securities available for sale | 9,027,000 | 9,787,000 | 10,606,000 | 11,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,700,000 | 56,181,000 | 53,794,000 | 58,496,000 |
| Interest-bearing deposits | 48,543,000 | 51,761,000 | 49,427,000 | 53,503,000 |
| Noninterest-bearing deposits | 4,157,000 | 4,420,000 | 4,367,000 | 4,993,000 |
| Equity capital | 4,519,000 | 4,486,000 | 4,795,000 | 4,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,421,000 | 3,680,000 | 4,914,000 |
| Interest expense | 683,000 | 1,403,000 | 2,074,000 | 2,682,000 |
| Net interest income | 510,000 | 1,018,000 | 1,606,000 | 2,232,000 |
| Noninterest income | 109,000 | 236,000 | 365,000 | 471,000 |
| Noninterest expense | 317,000 | 746,000 | 1,105,000 | 1,537,000 |
| Provision for loan losses | 134,000 | 140,000 | 255,000 | 323,000 |
| Pretax income | 154,000 | 354,000 | 597,000 | 829,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 154,000 | 354,000 | 597,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,365,000 | 4,393,000 | 4,525,000 | 4,747,000 |
| Total capital | 4,889,000 | 4,905,000 | 5,047,000 | 5,286,000 |
| Risk-weighted assets | 40,185,000 | 40,923,000 | 41,601,000 | 43,069,000 |