Call reports 2025
CENTRAL NATIONAL BANK — 2025
What CENTRAL NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,265,063,000 | 1,301,422,000 | 1,269,304,000 | 1,411,234,000 |
| Total loans | 736,550,000 | 775,605,000 | 779,372,000 | 784,276,000 |
| Allowance for loan losses | 13,931,000 | 14,463,000 | 14,607,000 | 15,209,000 |
| Securities available for sale | 400,309,000 | 400,640,000 | 384,676,000 | 368,693,000 |
| Securities held to maturity | 353,000 | 348,000 | 529,000 | 524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,446,000 | 1,105,146,000 | 1,085,376,000 | 1,239,218,000 |
| Interest-bearing deposits | 869,996,000 | 869,375,000 | 835,039,000 | 1,008,145,000 |
| Noninterest-bearing deposits | 251,450,000 | 235,771,000 | 250,337,000 | 231,073,000 |
| Equity capital | 125,523,000 | 129,389,000 | 132,093,000 | 132,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,424,000 | 31,777,000 | 48,632,000 | 65,537,000 |
| Interest expense | 5,299,000 | 10,691,000 | 16,031,000 | 21,188,000 |
| Net interest income | 10,125,000 | 21,086,000 | 32,601,000 | 44,349,000 |
| Noninterest income | 4,111,000 | 8,379,000 | 12,901,000 | 16,910,000 |
| Noninterest expense | 9,859,000 | 20,560,000 | 31,202,000 | 41,841,000 |
| Provision for loan losses | 0 | 500,000 | 650,000 | 1,050,000 |
| Pretax income | 4,377,000 | 8,647,000 | 13,927,000 | 18,825,000 |
| Income tax | 919,000 | 1,791,000 | 3,016,000 | 4,065,000 |
| Net income | 3,458,000 | 6,856,000 | 10,911,000 | 14,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,746,000 | 147,144,000 | 146,199,000 | 145,048,000 |