Call reports 2024
CENTRAL NATIONAL BANK — 2024
What CENTRAL NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,247,981,000 | 1,243,597,000 | 1,233,091,000 | 1,263,103,000 |
| Total loans | 678,464,000 | 707,253,000 | 709,798,000 | 726,099,000 |
| Allowance for loan losses | 13,521,000 | 13,589,000 | 13,489,000 | 13,763,000 |
| Securities available for sale | 401,321,000 | 412,707,000 | 397,763,000 | 399,751,000 |
| Securities held to maturity | 382,000 | 377,000 | 358,000 | 353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,268,000 | 1,115,108,000 | 1,085,109,000 | 1,127,095,000 |
| Interest-bearing deposits | 872,005,000 | 872,273,000 | 833,007,000 | 878,731,000 |
| Noninterest-bearing deposits | 251,263,000 | 242,835,000 | 252,102,000 | 248,364,000 |
| Equity capital | 117,594,000 | 121,534,000 | 131,245,000 | 119,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,626,000 | 29,568,000 | 45,169,000 | 60,794,000 |
| Interest expense | 6,301,000 | 12,609,000 | 18,947,000 | 24,621,000 |
| Net interest income | 8,325,000 | 16,959,000 | 26,222,000 | 36,173,000 |
| Noninterest income | 4,539,000 | 8,685,000 | 12,687,000 | 17,770,000 |
| Noninterest expense | 9,844,000 | 19,715,000 | 29,202,000 | 40,340,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 2,924,000 | 5,663,000 | 9,387,000 | 13,283,000 |
| Income tax | 563,000 | 1,090,000 | 1,844,000 | 2,764,000 |
| Net income | 2,361,000 | 4,573,000 | 7,543,000 | 10,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,130,000 | 144,342,000 | 147,312,000 | 140,288,000 |