Call reports 2023
CENTRAL NATIONAL BANK — 2023
What CENTRAL NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,276,453,000 | 1,281,518,000 | 1,220,046,000 | 1,294,588,000 |
| Total loans | 669,999,000 | 688,064,000 | 669,260,000 | 673,123,000 |
| Allowance for loan losses | 13,066,000 | 13,132,000 | 12,930,000 | 13,404,000 |
| Securities available for sale | 401,122,000 | 399,362,000 | 400,810,000 | 408,828,000 |
| Securities held to maturity | 1,487,000 | 1,482,000 | 387,000 | 382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,158,208,000 | 1,162,361,000 | 1,102,957,000 | 1,170,180,000 |
| Interest-bearing deposits | 883,921,000 | 898,564,000 | 838,710,000 | 916,585,000 |
| Noninterest-bearing deposits | 274,287,000 | 263,797,000 | 264,247,000 | 253,595,000 |
| Equity capital | 109,582,000 | 110,235,000 | 108,811,000 | 116,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,432,000 | 28,288,000 | 43,161,000 | 57,069,000 |
| Interest expense | 6,001,000 | 12,755,000 | 19,582,000 | 25,422,000 |
| Net interest income | 7,431,000 | 15,533,000 | 23,579,000 | 31,647,000 |
| Noninterest income | 4,782,000 | 9,221,000 | 13,900,000 | 19,227,000 |
| Noninterest expense | 9,575,000 | 19,095,000 | 29,085,000 | 38,863,000 |
| Provision for loan losses | 0 | 0 | -250,000 | -250,000 |
| Pretax income | 2,638,000 | 5,657,000 | 8,642,000 | 10,557,000 |
| Income tax | 507,000 | 1,131,000 | 1,707,000 | 1,834,000 |
| Net income | 2,131,000 | 4,526,000 | 6,935,000 | 8,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,178,000 | 138,573,000 | 140,983,000 | 139,770,000 |