Call reports 2022
CENTRAL NATIONAL BANK — 2022
What CENTRAL NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,275,314,000 | 1,269,407,000 | 1,225,518,000 | 1,255,880,000 |
| Total loans | 609,561,000 | 641,917,000 | 656,714,000 | 670,702,000 |
| Allowance for loan losses | 13,111,000 | 13,192,000 | 12,839,000 | 12,980,000 |
| Securities available for sale | 500,117,000 | 476,027,000 | 430,559,000 | 405,706,000 |
| Securities held to maturity | 1,806,000 | 1,802,000 | 1,492,000 | 1,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,131,385,000 | 1,135,931,000 | 1,107,183,000 | 1,142,458,000 |
| Interest-bearing deposits | 804,551,000 | 811,516,000 | 785,978,000 | 844,858,000 |
| Noninterest-bearing deposits | 326,834,000 | 324,415,000 | 321,205,000 | 297,600,000 |
| Equity capital | 119,092,000 | 107,165,000 | 105,589,000 | 105,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,163,000 | 18,801,000 | 29,887,000 | 42,654,000 |
| Interest expense | 452,000 | 1,212,000 | 3,464,000 | 7,681,000 |
| Net interest income | 8,711,000 | 17,589,000 | 26,423,000 | 34,973,000 |
| Noninterest income | 6,855,000 | 12,012,000 | 21,589,000 | 27,652,000 |
| Noninterest expense | 10,664,000 | 20,124,000 | 30,478,000 | 40,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,902,000 | 9,477,000 | 13,264,000 | 15,770,000 |
| Income tax | 1,002,000 | 1,959,000 | 2,775,000 | 3,262,000 |
| Net income | 3,900,000 | 7,518,000 | 10,489,000 | 12,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,228,000 | 133,323,000 | 136,798,000 | 134,851,000 |