Call reports 2021
CENTRAL NATIONAL BANK — 2021
What CENTRAL NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,207,186,000 | 1,215,308,000 | 1,206,778,000 | 1,266,449,000 |
| Total loans | 620,511,000 | 585,973,000 | 587,979,000 | 601,930,000 |
| Allowance for loan losses | 12,999,000 | 13,059,000 | 13,079,000 | 13,171,000 |
| Securities available for sale | 380,617,000 | 464,981,000 | 497,906,000 | 506,330,000 |
| Securities held to maturity | 2,115,000 | 2,111,000 | 1,811,000 | 1,806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,565,000 | 1,055,995,000 | 1,039,975,000 | 1,117,528,000 |
| Interest-bearing deposits | 738,763,000 | 754,235,000 | 743,844,000 | 807,025,000 |
| Noninterest-bearing deposits | 315,803,000 | 301,760,000 | 296,131,000 | 310,502,000 |
| Equity capital | 126,998,000 | 132,044,000 | 136,472,000 | 127,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,574,000 | 19,377,000 | 29,648,000 | 39,217,000 |
| Interest expense | 512,000 | 956,000 | 1,371,000 | 1,729,000 |
| Net interest income | 9,062,000 | 18,421,000 | 28,277,000 | 37,488,000 |
| Noninterest income | 8,675,000 | 13,768,000 | 18,575,000 | 24,357,000 |
| Noninterest expense | 10,527,000 | 19,358,000 | 29,400,000 | 40,178,000 |
| Provision for loan losses | 0 | 750,000 | 750,000 | 2,750,000 |
| Pretax income | 7,217,000 | 12,088,000 | 16,709,000 | 18,924,000 |
| Income tax | 1,571,000 | 2,574,000 | 3,442,000 | 3,842,000 |
| Net income | 5,646,000 | 9,514,000 | 13,267,000 | 15,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,908,000 | 126,627,000 | 130,527,000 | 124,343,000 |