Call reports 2020
CENTRAL NATIONAL BANK — 2020
What CENTRAL NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 974,714,000 | 1,159,998,000 | 1,098,294,000 | 1,145,841,000 |
| Total loans | 544,698,000 | 628,427,000 | 631,623,000 | 637,701,000 |
| Allowance for loan losses | 10,064,000 | 10,787,000 | 12,040,000 | 12,861,000 |
| Securities available for sale | 281,433,000 | 298,226,000 | 316,616,000 | 305,757,000 |
| Securities held to maturity | 2,419,000 | 2,415,000 | 2,120,000 | 2,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,154,000 | 948,361,000 | 952,717,000 | 1,005,332,000 |
| Interest-bearing deposits | 637,135,000 | 681,126,000 | 677,987,000 | 722,765,000 |
| Noninterest-bearing deposits | 206,019,000 | 267,235,000 | 274,729,000 | 282,567,000 |
| Equity capital | 112,810,000 | 122,043,000 | 126,320,000 | 124,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,461,000 | 18,953,000 | 28,372,000 | 38,114,000 |
| Interest expense | 1,563,000 | 2,386,000 | 3,211,000 | 3,804,000 |
| Net interest income | 7,898,000 | 16,567,000 | 25,161,000 | 34,310,000 |
| Noninterest income | 7,162,000 | 13,787,000 | 21,997,000 | 29,827,000 |
| Noninterest expense | 10,090,000 | 19,673,000 | 29,495,000 | 41,103,000 |
| Provision for loan losses | 1,000,000 | 1,750,000 | 4,500,000 | 8,150,000 |
| Pretax income | 4,442,000 | 9,458,000 | 14,308,000 | 15,881,000 |
| Income tax | 881,000 | 1,917,000 | 2,885,000 | 2,653,000 |
| Net income | 3,561,000 | 7,541,000 | 11,423,000 | 13,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,594,000 | 114,574,000 | 118,456,000 | 117,261,000 |