Call reports 2019
CENTRAL NATIONAL BANK — 2019
What CENTRAL NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 956,206,000 | 986,264,000 | 973,435,000 | 947,909,000 |
| Total loans | 515,355,000 | 529,997,000 | 541,072,000 | 543,020,000 |
| Allowance for loan losses | 8,183,000 | 8,237,000 | 8,674,000 | 8,945,000 |
| Securities available for sale | 278,984,000 | 278,605,000 | 268,838,000 | 279,658,000 |
| Securities held to maturity | 3,918,000 | 3,914,000 | 3,624,000 | 3,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 824,040,000 | 849,707,000 | 838,458,000 | 824,530,000 |
| Interest-bearing deposits | 612,225,000 | 637,434,000 | 622,443,000 | 624,239,000 |
| Noninterest-bearing deposits | 211,816,000 | 212,273,000 | 216,015,000 | 200,291,000 |
| Equity capital | 110,662,000 | 109,645,000 | 109,949,000 | 109,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,905,000 | 18,530,000 | 28,101,000 | 38,077,000 |
| Interest expense | 1,961,000 | 4,001,000 | 6,000,000 | 7,775,000 |
| Net interest income | 6,944,000 | 14,529,000 | 22,101,000 | 30,302,000 |
| Noninterest income | 3,893,000 | 8,529,000 | 13,337,000 | 18,093,000 |
| Noninterest expense | 8,902,000 | 17,901,000 | 27,685,000 | 37,762,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 2,033,000 | 5,703,000 | 8,495,000 | 11,375,000 |
| Income tax | 266,000 | 946,000 | 1,405,000 | 1,934,000 |
| Net income | 1,767,000 | 4,757,000 | 7,090,000 | 9,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,010,000 | 106,349,000 | 106,683,000 | 107,033,000 |
| Total capital | 117,765,000 | 114,279,000 | 114,689,000 | 115,150,000 |
| Risk-weighted assets | 619,658,000 | 634,067,000 | 639,842,000 | 648,530,000 |