Call reports 2018
CENTRAL NATIONAL BANK — 2018
What CENTRAL NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 931,898,000 | 907,476,000 | 891,440,000 | 966,018,000 |
| Total loans | 479,410,000 | 486,655,000 | 489,839,000 | 500,831,000 |
| Allowance for loan losses | 8,440,000 | 8,345,000 | 8,547,000 | 8,670,000 |
| Securities available for sale | 276,457,000 | 281,032,000 | 281,068,000 | 277,084,000 |
| Securities held to maturity | 2,902,000 | 2,898,000 | 2,718,000 | 2,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,881,000 | 790,576,000 | 768,961,000 | 845,643,000 |
| Interest-bearing deposits | 598,620,000 | 588,430,000 | 563,341,000 | 647,114,000 |
| Noninterest-bearing deposits | 213,261,000 | 202,147,000 | 205,620,000 | 198,529,000 |
| Equity capital | 105,600,000 | 107,512,000 | 109,426,000 | 106,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,579,000 | 17,228,000 | 26,493,000 | 35,208,000 |
| Interest expense | 1,727,000 | 3,428,000 | 4,954,000 | 6,784,000 |
| Net interest income | 6,852,000 | 13,800,000 | 21,539,000 | 28,424,000 |
| Noninterest income | 5,691,000 | 10,177,000 | 14,805,000 | 18,738,000 |
| Noninterest expense | 9,776,000 | 18,818,000 | 28,103,000 | 37,312,000 |
| Provision for loan losses | -500,000 | -500,000 | -1,000,000 | -1,000,000 |
| Pretax income | 3,267,000 | 5,725,000 | 9,277,000 | 10,844,000 |
| Income tax | 560,000 | 928,000 | 1,531,000 | 1,545,000 |
| Net income | 2,707,000 | 4,797,000 | 7,746,000 | 9,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,478,000 | 108,051,000 | 111,163,000 | 106,979,000 |
| Total capital | 112,716,000 | 115,393,000 | 118,631,000 | 114,587,000 |
| Risk-weighted assets | 575,548,000 | 584,356,000 | 594,449,000 | 605,938,000 |