Call reports 2016
CENTRAL NATIONAL BANK — 2016
What CENTRAL NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 931,483,000 | 937,008,000 | 910,150,000 | 968,537,000 |
| Total loans | 443,760,000 | 455,984,000 | 457,154,000 | 446,909,000 |
| Allowance for loan losses | 9,971,000 | 8,817,000 | 8,684,000 | 8,850,000 |
| Securities available for sale | 335,807,000 | 349,183,000 | 346,770,000 | 344,849,000 |
| Securities held to maturity | 3,350,000 | 3,350,000 | 3,080,000 | 3,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,516,000 | 811,054,000 | 784,018,000 | 855,225,000 |
| Interest-bearing deposits | 606,488,000 | 594,461,000 | 571,074,000 | 644,636,000 |
| Noninterest-bearing deposits | 204,028,000 | 216,593,000 | 212,944,000 | 210,589,000 |
| Equity capital | 107,828,000 | 111,019,000 | 110,462,000 | 101,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,484,000 | 15,325,000 | 22,986,000 | 30,673,000 |
| Interest expense | 780,000 | 1,596,000 | 2,458,000 | 3,404,000 |
| Net interest income | 6,704,000 | 13,729,000 | 20,528,000 | 27,269,000 |
| Noninterest income | 4,379,000 | 9,015,000 | 14,264,000 | 19,138,000 |
| Noninterest expense | 8,577,000 | 18,324,000 | 27,815,000 | 36,981,000 |
| Provision for loan losses | 0 | -900,000 | -900,000 | -900,000 |
| Pretax income | 2,506,000 | 5,363,000 | 7,921,000 | 10,372,000 |
| Income tax | 579,000 | 1,102,000 | 1,608,000 | 2,030,000 |
| Net income | 1,927,000 | 4,261,000 | 6,313,000 | 8,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,800,000 | 103,637,000 | 103,808,000 | 100,131,000 |
| Total capital | 108,436,000 | 110,421,000 | 110,576,000 | 106,819,000 |
| Risk-weighted assets | 527,233,000 | 540,647,000 | 539,508,000 | 531,750,000 |