Call reports 2015
CENTRAL NATIONAL BANK — 2015
What CENTRAL NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 910,182,000 | 886,326,000 | 874,024,000 | 938,105,000 |
| Total loans | 427,406,000 | 438,492,000 | 432,185,000 | 443,091,000 |
| Allowance for loan losses | 9,670,000 | 9,976,000 | 9,943,000 | 9,908,000 |
| Securities available for sale | 342,781,000 | 355,156,000 | 334,594,000 | 334,155,000 |
| Securities held to maturity | 0 | 3,350,000 | 3,350,000 | 3,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,442,000 | 769,897,000 | 754,629,000 | 820,727,000 |
| Interest-bearing deposits | 591,360,000 | 581,876,000 | 558,715,000 | 622,101,000 |
| Noninterest-bearing deposits | 201,081,000 | 188,022,000 | 195,914,000 | 198,626,000 |
| Equity capital | 104,805,000 | 104,348,000 | 106,379,000 | 104,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,832,000 | 14,086,000 | 21,448,000 | 28,859,000 |
| Interest expense | 557,000 | 1,070,000 | 1,622,000 | 2,256,000 |
| Net interest income | 6,275,000 | 13,016,000 | 19,826,000 | 26,603,000 |
| Noninterest income | 4,803,000 | 9,775,000 | 14,538,000 | 19,057,000 |
| Noninterest expense | 8,558,000 | 17,065,000 | 26,300,000 | 35,386,000 |
| Provision for loan losses | -600,000 | -1,350,000 | -1,450,000 | -1,450,000 |
| Pretax income | 3,100,000 | 7,056,000 | 9,527,000 | 11,732,000 |
| Income tax | 732,000 | 1,752,000 | 2,219,000 | 2,558,000 |
| Net income | 2,368,000 | 5,304,000 | 7,308,000 | 9,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,490,000 | 100,297,000 | 101,550,000 | 99,408,000 |
| Total capital | 105,863,000 | 106,840,000 | 107,987,000 | 105,857,000 |
| Risk-weighted assets | 506,092,000 | 519,282,000 | 510,912,000 | 511,723,000 |