Call reports 2014
CENTRAL NATIONAL BANK — 2014
What CENTRAL NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 861,934,000 | 842,390,000 | 831,034,000 | 890,389,000 |
| Total loans | 384,925,000 | 400,966,000 | 398,866,000 | 423,346,000 |
| Allowance for loan losses | 9,371,000 | 9,596,000 | 10,481,000 | 9,658,000 |
| Securities available for sale | 337,445,000 | 340,756,000 | 333,648,000 | 324,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,288,000 | 731,355,000 | 712,868,000 | 777,483,000 |
| Interest-bearing deposits | 558,286,000 | 549,675,000 | 531,402,000 | 587,067,000 |
| Noninterest-bearing deposits | 195,002,000 | 181,680,000 | 181,466,000 | 190,415,000 |
| Equity capital | 99,139,000 | 101,982,000 | 100,952,000 | 101,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,449,000 | 13,131,000 | 20,143,000 | 26,908,000 |
| Interest expense | 553,000 | 1,087,000 | 1,617,000 | 2,176,000 |
| Net interest income | 5,896,000 | 12,044,000 | 18,526,000 | 24,732,000 |
| Noninterest income | 4,973,000 | 9,711,000 | 14,429,000 | 19,173,000 |
| Noninterest expense | 8,059,000 | 16,568,000 | 25,399,000 | 34,281,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,812,000 | 5,256,000 | 7,908,000 | 10,144,000 |
| Income tax | 605,000 | 1,076,000 | 1,592,000 | 1,958,000 |
| Net income | 2,207,000 | 4,180,000 | 6,316,000 | 8,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,329,000 | 97,318,000 | 96,427,000 | 96,346,000 |
| Total capital | 101,250,000 | 103,325,000 | 102,413,000 | 102,617,000 |
| Risk-weighted assets | 470,246,000 | 476,932,000 | 474,350,000 | 498,307,000 |