Call reports 2013
CENTRAL NATIONAL BANK — 2013
What CENTRAL NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 880,809,000 | 850,513,000 | 817,879,000 | 845,160,000 |
| Total loans | 388,308,000 | 414,045,000 | 394,771,000 | 398,437,000 |
| Allowance for loan losses | 9,289,000 | 9,211,000 | 9,446,000 | 9,614,000 |
| Securities available for sale | 307,663,000 | 307,382,000 | 308,322,000 | 307,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,875,000 | 740,154,000 | 706,546,000 | 737,613,000 |
| Interest-bearing deposits | 570,327,000 | 562,019,000 | 536,255,000 | 554,512,000 |
| Noninterest-bearing deposits | 190,548,000 | 178,135,000 | 170,292,000 | 183,101,000 |
| Equity capital | 104,610,000 | 100,626,000 | 101,143,000 | 96,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,394,000 | 12,764,000 | 19,449,000 | 25,875,000 |
| Interest expense | 722,000 | 1,413,000 | 2,082,000 | 2,698,000 |
| Net interest income | 5,672,000 | 11,351,000 | 17,367,000 | 23,177,000 |
| Noninterest income | 6,752,000 | 14,586,000 | 16,781,000 | 21,685,000 |
| Noninterest expense | 8,492,000 | 19,523,000 | 25,982,000 | 34,982,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 3,832,000 | 6,410,000 | 8,162,000 | 9,876,000 |
| Income tax | 1,286,000 | 1,872,000 | 2,081,000 | 2,303,000 |
| Net income | 2,546,000 | 4,538,000 | 6,081,000 | 7,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,858,000 | 98,689,000 | 97,680,000 | 93,123,000 |
| Total capital | 104,650,000 | 104,823,000 | 103,698,000 | 99,211,000 |
| Risk-weighted assets | 459,826,000 | 487,657,000 | 478,041,000 | 483,551,000 |