Call reports 2012
CENTRAL NATIONAL BANK — 2012
What CENTRAL NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 905,525,000 | 892,499,000 | 857,757,000 | 889,173,000 |
| Total loans | 425,010,000 | 426,765,000 | 417,507,000 | 428,833,000 |
| Allowance for loan losses | 9,232,000 | 9,672,000 | 10,216,000 | 9,148,000 |
| Securities available for sale | 277,620,000 | 303,741,000 | 296,178,000 | 303,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,537,000 | 767,241,000 | 730,825,000 | 775,580,000 |
| Interest-bearing deposits | 613,779,000 | 594,798,000 | 554,843,000 | 585,503,000 |
| Noninterest-bearing deposits | 172,758,000 | 172,443,000 | 175,982,000 | 190,077,000 |
| Equity capital | 98,907,000 | 100,364,000 | 102,717,000 | 102,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,208,000 | 14,288,000 | 21,475,000 | 28,229,000 |
| Interest expense | 1,044,000 | 1,972,000 | 2,802,000 | 3,565,000 |
| Net interest income | 6,164,000 | 12,316,000 | 18,673,000 | 24,664,000 |
| Noninterest income | 5,411,000 | 11,121,000 | 17,270,000 | 22,743,000 |
| Noninterest expense | 7,759,000 | 16,748,000 | 26,372,000 | 34,674,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,500,000 | 1,500,000 |
| Pretax income | 3,316,000 | 5,689,000 | 8,704,000 | 11,900,000 |
| Income tax | 847,000 | 1,209,000 | 1,909,000 | 2,559,000 |
| Net income | 2,469,000 | 4,480,000 | 6,795,000 | 9,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,077,000 | 93,420,000 | 96,306,000 | 96,362,000 |
| Total capital | 98,288,000 | 99,705,000 | 102,447,000 | 102,594,000 |
| Risk-weighted assets | 493,839,000 | 499,443,000 | 487,166,000 | 495,684,000 |