Call reports 2011
CENTRAL NATIONAL BANK — 2011
What CENTRAL NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 847,875,000 | 838,222,000 | 834,080,000 | 889,265,000 |
| Total loans | 440,288,000 | 436,485,000 | 445,210,000 | 449,084,000 |
| Allowance for loan losses | 11,041,000 | 10,130,000 | 9,913,000 | 9,526,000 |
| Securities available for sale | 191,020,000 | 228,107,000 | 237,221,000 | 239,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,558,000 | 731,224,000 | 724,463,000 | 775,699,000 |
| Interest-bearing deposits | 593,896,000 | 590,679,000 | 575,439,000 | 616,344,000 |
| Noninterest-bearing deposits | 146,662,000 | 140,545,000 | 149,024,000 | 159,355,000 |
| Equity capital | 92,816,000 | 94,804,000 | 97,140,000 | 96,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,551,000 | 15,109,000 | 22,454,000 | 29,894,000 |
| Interest expense | 1,359,000 | 2,678,000 | 3,935,000 | 5,055,000 |
| Net interest income | 6,192,000 | 12,431,000 | 18,519,000 | 24,839,000 |
| Noninterest income | 3,872,000 | 7,538,000 | 13,764,000 | 17,670,000 |
| Noninterest expense | 8,985,000 | 17,457,000 | 27,505,000 | 37,884,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,079,000 | 2,512,000 | 4,778,000 | 4,630,000 |
| Income tax | 75,000 | 276,000 | 737,000 | 328,000 |
| Net income | 1,004,000 | 2,236,000 | 4,041,000 | 4,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,279,000 | 88,509,000 | 90,075,000 | 89,857,000 |
| Total capital | 93,745,000 | 95,020,000 | 96,561,000 | 96,328,000 |
| Risk-weighted assets | 512,716,000 | 517,260,000 | 515,413,000 | 514,634,000 |