Call reports 2010
CENTRAL NATIONAL BANK — 2010
What CENTRAL NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 812,654,000 | 807,688,000 | 783,568,000 | 837,325,000 |
| Total loans | 477,177,000 | 481,582,000 | 496,190,000 | 493,467,000 |
| Allowance for loan losses | 13,550,000 | 10,044,000 | 11,117,000 | 11,252,000 |
| Securities available for sale | 163,622,000 | 176,464,000 | 175,339,000 | 173,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,853,000 | 705,898,000 | 680,655,000 | 732,710,000 |
| Interest-bearing deposits | 588,766,000 | 578,282,000 | 547,663,000 | 594,974,000 |
| Noninterest-bearing deposits | 125,087,000 | 127,616,000 | 132,992,000 | 137,736,000 |
| Equity capital | 88,152,000 | 89,998,000 | 91,078,000 | 92,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,319,000 | 16,533,000 | 24,890,000 | 33,115,000 |
| Interest expense | 1,850,000 | 3,519,000 | 5,055,000 | 6,496,000 |
| Net interest income | 6,469,000 | 13,014,000 | 19,835,000 | 26,619,000 |
| Noninterest income | 4,618,000 | 11,385,000 | 17,113,000 | 22,338,000 |
| Noninterest expense | 8,766,000 | 18,219,000 | 27,295,000 | 35,023,000 |
| Provision for loan losses | 1,325,000 | 2,825,000 | 5,500,000 | 6,500,000 |
| Pretax income | 996,000 | 3,355,000 | 4,153,000 | 7,434,000 |
| Income tax | 124,000 | 755,000 | 800,000 | 1,768,000 |
| Net income | 872,000 | 2,600,000 | 3,353,000 | 5,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,486,000 | 84,310,000 | 84,761,000 | 86,714,000 |
| Total capital | 89,375,000 | 91,193,000 | 91,721,000 | 93,621,000 |
| Risk-weighted assets | 544,435,000 | 547,442,000 | 552,619,000 | 548,204,000 |