Call reports 2009
CENTRAL NATIONAL BANK — 2009
What CENTRAL NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 871,580,000 | 850,062,000 | 808,406,000 | 833,054,000 |
| Total loans | 560,249,000 | 574,753,000 | 527,545,000 | 510,394,000 |
| Allowance for loan losses | 11,030,000 | 14,078,000 | 13,630,000 | 13,968,000 |
| Securities available for sale | 154,532,000 | 147,481,000 | 148,105,000 | 159,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,148,000 | 759,345,000 | 710,692,000 | 737,861,000 |
| Interest-bearing deposits | 655,539,000 | 634,151,000 | 594,935,000 | 610,854,000 |
| Noninterest-bearing deposits | 124,609,000 | 125,194,000 | 115,757,000 | 127,007,000 |
| Equity capital | 76,627,000 | 78,332,000 | 86,522,000 | 87,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,399,000 | 22,250,000 | 31,961,000 | 40,845,000 |
| Interest expense | 3,633,000 | 6,799,000 | 9,604,000 | 11,805,000 |
| Net interest income | 7,766,000 | 15,451,000 | 22,357,000 | 29,040,000 |
| Noninterest income | 3,782,000 | 9,713,000 | 15,656,000 | 21,682,000 |
| Noninterest expense | 8,587,000 | 17,128,000 | 26,202,000 | 35,618,000 |
| Provision for loan losses | 3,902,000 | 7,347,000 | 9,247,000 | 10,947,000 |
| Pretax income | -252,000 | 4,784,000 | 6,659,000 | 8,252,000 |
| Income tax | -399,000 | 1,290,000 | 1,671,000 | 2,061,000 |
| Net income | 147,000 | 3,494,000 | 4,988,000 | 6,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,978,000 | 72,910,000 | 80,199,000 | 81,469,000 |
| Total capital | 76,980,000 | 80,812,000 | 87,733,000 | 88,772,000 |
| Risk-weighted assets | 640,460,000 | 630,433,000 | 596,625,000 | 577,584,000 |