Call reports 2008
CENTRAL NATIONAL BANK — 2008
What CENTRAL NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 858,325,000 | 867,054,000 | 868,492,000 | 901,102,000 |
| Total loans | 568,216,000 | 569,040,000 | 568,117,000 | 561,537,000 |
| Allowance for loan losses | 4,364,000 | 5,975,000 | 5,423,000 | 8,063,000 |
| Securities available for sale | 161,430,000 | 167,209,000 | 168,013,000 | 174,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,600,000 | 772,529,000 | 774,289,000 | 809,883,000 |
| Interest-bearing deposits | 641,633,000 | 658,800,000 | 663,575,000 | 690,754,000 |
| Noninterest-bearing deposits | 116,966,000 | 113,730,000 | 110,713,000 | 119,129,000 |
| Equity capital | 82,202,000 | 80,674,000 | 79,689,000 | 76,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,174,000 | 25,350,000 | 37,049,000 | 49,068,000 |
| Interest expense | 5,531,000 | 10,405,000 | 15,025,000 | 19,236,000 |
| Net interest income | 7,643,000 | 14,945,000 | 22,024,000 | 29,832,000 |
| Noninterest income | 2,792,000 | 8,335,000 | 11,573,000 | 6,121,000 |
| Noninterest expense | 8,355,000 | 18,832,000 | 27,523,000 | 34,812,000 |
| Provision for loan losses | 0 | 2,000,000 | 6,000,000 | 9,200,000 |
| Pretax income | 2,082,000 | 2,450,000 | 76,000 | -8,057,000 |
| Income tax | 514,000 | 333,000 | -793,000 | -4,065,000 |
| Net income | 1,568,000 | 2,117,000 | 869,000 | -3,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,921,000 | 73,363,000 | 72,331,000 | 68,590,000 |
| Total capital | 77,285,000 | 79,338,000 | 77,754,000 | 76,653,000 |
| Risk-weighted assets | 653,252,000 | 662,270,000 | 654,458,000 | 655,155,000 |