Call reports 2006
CENTRAL NATIONAL BANK — 2006
What CENTRAL NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 681,929,000 | 712,432,000 | 734,424,000 | 789,006,000 |
| Total loans | 429,071,000 | 464,167,000 | 498,790,000 | 512,493,000 |
| Allowance for loan losses | 5,283,000 | 5,434,000 | 5,457,000 | 5,497,000 |
| Securities available for sale | 155,439,000 | 156,612,000 | 155,457,000 | 168,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,382,000 | 633,099,000 | 650,742,000 | 703,842,000 |
| Interest-bearing deposits | 496,366,000 | 535,112,000 | 554,195,000 | 603,903,000 |
| Noninterest-bearing deposits | 100,016,000 | 97,987,000 | 96,547,000 | 99,939,000 |
| Equity capital | 62,836,000 | 62,861,000 | 66,440,000 | 68,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,558,000 | 20,008,000 | 31,473,000 | 43,707,000 |
| Interest expense | 3,673,000 | 7,767,000 | 12,671,000 | 18,105,000 |
| Net interest income | 5,885,000 | 12,241,000 | 18,802,000 | 25,602,000 |
| Noninterest income | 2,349,000 | 4,683,000 | 7,825,000 | 10,968,000 |
| Noninterest expense | 6,429,000 | 13,121,000 | 20,036,000 | 27,075,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,795,000 | 3,793,000 | 6,581,000 | 9,425,000 |
| Income tax | 447,000 | 975,000 | 1,776,000 | 2,530,000 |
| Net income | 1,348,000 | 2,818,000 | 4,805,000 | 6,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,861,000 | 57,879,000 | 60,164,000 | 62,552,000 |
| Total capital | 62,144,000 | 63,313,000 | 65,621,000 | 68,049,000 |
| Risk-weighted assets | 488,533,000 | 528,337,000 | 552,355,000 | 579,334,000 |