Call reports 2002
CENTRAL NATIONAL BANK — 2002
What CENTRAL NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 509,703,000 | 526,221,000 | 541,189,000 | 595,937,000 |
| Total loans | 351,032,000 | 354,831,000 | 362,096,000 | 380,327,000 |
| Allowance for loan losses | 5,116,000 | 5,308,000 | 5,225,000 | 5,181,000 |
| Securities available for sale | 104,760,000 | 102,203,000 | 115,862,000 | 146,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,439,000 | 435,218,000 | 447,952,000 | 504,452,000 |
| Interest-bearing deposits | 363,783,000 | 372,860,000 | 381,758,000 | 435,205,000 |
| Noninterest-bearing deposits | 57,656,000 | 62,358,000 | 66,194,000 | 69,247,000 |
| Equity capital | 59,508,000 | 61,020,000 | 61,310,000 | 60,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,258,000 | 16,328,000 | 24,299,000 | 32,556,000 |
| Interest expense | 3,005,000 | 5,874,000 | 8,660,000 | 11,472,000 |
| Net interest income | 5,253,000 | 10,454,000 | 15,639,000 | 21,084,000 |
| Noninterest income | 1,815,000 | 2,410,000 | 3,255,000 | 4,493,000 |
| Noninterest expense | 4,420,000 | 8,885,000 | 13,686,000 | 18,704,000 |
| Provision for loan losses | 0 | 125,000 | 275,000 | 475,000 |
| Pretax income | 2,648,000 | 3,859,000 | 4,943,000 | 6,408,000 |
| Income tax | 898,000 | 1,189,000 | 1,561,000 | 2,019,000 |
| Net income | 1,750,000 | 2,670,000 | 3,382,000 | 4,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,976,000 | 55,376,000 | 55,768,000 | 54,958,000 |
| Total capital | 59,765,000 | 60,243,000 | 60,674,000 | 60,043,000 |
| Risk-weighted assets | 382,914,000 | 389,052,000 | 392,145,000 | 406,704,000 |