Call reports 2001
CENTRAL NATIONAL BANK — 2001
What CENTRAL NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 484,566,000 | 485,673,000 | 486,498,000 | 507,066,000 |
| Total loans | 307,622,000 | 323,604,000 | 328,910,000 | 350,780,000 |
| Allowance for loan losses | 4,929,000 | 4,935,000 | 4,813,000 | 5,165,000 |
| Securities available for sale | 118,462,000 | 118,250,000 | 106,547,000 | 108,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,487,000 | 405,690,000 | 403,570,000 | 420,454,000 |
| Interest-bearing deposits | 352,862,000 | 354,661,000 | 351,977,000 | 355,482,000 |
| Noninterest-bearing deposits | 52,625,000 | 51,029,000 | 51,593,000 | 64,972,000 |
| Equity capital | 56,270,000 | 57,025,000 | 57,955,000 | 59,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,260,000 | 18,447,000 | 27,623,000 | 36,192,000 |
| Interest expense | 4,495,000 | 8,732,000 | 12,721,000 | 16,098,000 |
| Net interest income | 4,765,000 | 9,715,000 | 14,902,000 | 20,094,000 |
| Noninterest income | 1,743,000 | 3,745,000 | 5,411,000 | 9,293,000 |
| Noninterest expense | 5,562,000 | 10,208,000 | 15,645,000 | 20,894,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 953,000 | 3,259,000 | 5,137,000 | 8,712,000 |
| Income tax | 309,000 | 1,144,000 | 1,815,000 | 3,108,000 |
| Net income | 644,000 | 2,115,000 | 3,322,000 | 5,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,200,000 | 51,650,000 | 52,224,000 | 54,216,000 |
| Total capital | 54,398,000 | 55,949,000 | 56,624,000 | 58,908,000 |
| Risk-weighted assets | 335,085,000 | 343,283,000 | 351,569,000 | 374,865,000 |