Call reports 2001
MOUNTAINBANK — 2001
What MOUNTAINBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 291,127,000 | 405,538,000 | 426,541,000 | 561,348,000 |
| Total loans | 244,879,000 | 320,138,000 | 365,078,000 | 491,149,000 |
| Allowance for loan losses | 3,620,000 | 4,425,000 | 5,046,000 | 7,114,000 |
| Securities available for sale | 35,246,000 | 38,441,000 | 33,714,000 | 43,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,703,000 | 346,218,000 | 364,180,000 | 470,792,000 |
| Interest-bearing deposits | 235,291,000 | 320,380,000 | 338,699,000 | 426,124,000 |
| Noninterest-bearing deposits | 18,412,000 | 25,838,000 | 25,481,000 | 44,668,000 |
| Equity capital | 23,347,000 | 23,658,000 | 26,533,000 | 41,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,944,000 | 13,068,000 | 21,672,000 | 30,220,000 |
| Interest expense | 3,479,000 | 7,577,000 | 12,088,000 | 16,398,000 |
| Net interest income | 2,465,000 | 5,491,000 | 9,584,000 | 13,822,000 |
| Noninterest income | 360,000 | 851,000 | 1,555,000 | 2,543,000 |
| Noninterest expense | 1,490,000 | 3,557,000 | 5,904,000 | 8,921,000 |
| Provision for loan losses | 627,000 | 1,492,000 | 2,197,000 | 3,347,000 |
| Pretax income | 715,000 | 1,312,000 | 3,136,000 | 4,218,000 |
| Income tax | 210,000 | 420,000 | 1,049,000 | 1,377,000 |
| Net income | 505,000 | 892,000 | 2,087,000 | 2,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,087,000 | 23,473,000 | 26,418,000 | 38,408,000 |
| Total capital | 26,203,000 | 27,742,000 | 31,214,000 | 44,743,000 |
| Risk-weighted assets | 248,761,000 | 341,366,000 | 383,425,000 | 505,538,000 |