Call reports 2022
DOGWOOD STATE BANK — 2022
What DOGWOOD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 974,323,000 | 1,014,611,000 | 1,041,309,000 | 1,118,256,000 |
| Total loans | 736,273,000 | 783,601,000 | 831,761,000 | 894,323,000 |
| Allowance for loan losses | 7,062,000 | 7,631,000 | 8,304,000 | 8,728,000 |
| Securities available for sale | 46,763,000 | 41,484,000 | 40,248,000 | 41,043,000 |
| Securities held to maturity | 67,216,000 | 75,200,000 | 75,716,000 | 81,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,452,000 | 852,060,000 | 875,806,000 | 903,917,000 |
| Interest-bearing deposits | 553,182,000 | 519,802,000 | 554,718,000 | 588,113,000 |
| Noninterest-bearing deposits | 276,270,000 | 332,258,000 | 321,088,000 | 315,804,000 |
| Equity capital | 130,944,000 | 132,428,000 | 134,213,000 | 137,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,984,000 | 16,991,000 | 27,784,000 | 40,297,000 |
| Interest expense | 425,000 | 901,000 | 1,695,000 | 3,781,000 |
| Net interest income | 7,559,000 | 16,090,000 | 26,089,000 | 36,516,000 |
| Noninterest income | 3,770,000 | 6,632,000 | 9,323,000 | 11,596,000 |
| Noninterest expense | 7,690,000 | 15,547,000 | 23,546,000 | 31,759,000 |
| Provision for loan losses | 438,000 | 1,021,000 | 1,884,000 | 2,710,000 |
| Pretax income | 3,224,000 | 6,172,000 | 9,994,000 | 13,652,000 |
| Income tax | 719,000 | 1,374,000 | 2,229,000 | 3,057,000 |
| Net income | 2,505,000 | 4,798,000 | 7,765,000 | 10,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,593,000 | 127,132,000 | 129,955,000 | 133,475,000 |
| Total capital | 131,780,000 | 134,899,000 | 138,412,000 | 142,366,000 |
| Risk-weighted assets | 765,533,000 | 829,087,000 | 892,821,000 | 940,189,000 |