Call reports 2020
DOGWOOD STATE BANK — 2020
What DOGWOOD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 394,884,000 | 589,017,000 | 647,235,000 | 611,534,000 |
| Total loans | 272,969,000 | 464,176,000 | 513,892,000 | 484,624,000 |
| Allowance for loan losses | 1,936,000 | 2,468,000 | 3,107,000 | 3,987,000 |
| Securities available for sale | 42,998,000 | 48,558,000 | 57,204,000 | 57,669,000 |
| Securities held to maturity | 2,169,000 | 1,892,000 | 1,878,000 | 1,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,524,000 | 395,328,000 | 391,003,000 | 412,132,000 |
| Interest-bearing deposits | 224,162,000 | 254,452,000 | 263,937,000 | 278,166,000 |
| Noninterest-bearing deposits | 53,362,000 | 140,876,000 | 127,066,000 | 133,966,000 |
| Equity capital | 84,982,000 | 85,809,000 | 86,578,000 | 87,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 8,256,000 | 13,264,000 | 19,962,000 |
| Interest expense | 873,000 | 1,654,000 | 2,347,000 | 2,920,000 |
| Net interest income | 2,960,000 | 6,602,000 | 10,917,000 | 17,042,000 |
| Noninterest income | 572,000 | 1,350,000 | 3,017,000 | 4,215,000 |
| Noninterest expense | 4,166,000 | 8,660,000 | 13,621,000 | 19,525,000 |
| Provision for loan losses | 399,000 | 930,000 | 1,568,000 | 2,448,000 |
| Pretax income | -849,000 | -951,000 | -552,000 | 5,000 |
| Income tax | -217,000 | -421,000 | -319,000 | -173,000 |
| Net income | -632,000 | -530,000 | -233,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,522,000 | 76,948,000 | 77,928,000 | 78,898,000 |
| Total capital | 78,458,000 | 79,475,000 | 81,108,000 | 82,978,000 |
| Risk-weighted assets | 313,920,000 | 331,909,000 | 380,402,000 | 416,053,000 |