Call reports 2018
DOGWOOD STATE BANK — 2018
What DOGWOOD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,513,000 | 217,795,000 | 219,107,000 | 270,544,000 |
| Total loans | 166,621,000 | 174,935,000 | 172,938,000 | 214,707,000 |
| Allowance for loan losses | 396,000 | 555,000 | 600,000 | 1,000,000 |
| Securities available for sale | 7,664,000 | 7,394,000 | 9,905,000 | 9,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,399,000 | 169,014,000 | 180,418,000 | 236,678,000 |
| Interest-bearing deposits | 110,407,000 | 113,853,000 | 125,893,000 | 171,650,000 |
| Noninterest-bearing deposits | 48,992,000 | 55,161,000 | 54,525,000 | 65,028,000 |
| Equity capital | 27,396,000 | 27,634,000 | 27,976,000 | 31,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,425,000 | 6,807,000 | 9,609,000 |
| Interest expense | 176,000 | 455,000 | 786,000 | 1,261,000 |
| Net interest income | 1,925,000 | 3,970,000 | 6,021,000 | 8,348,000 |
| Noninterest income | 729,000 | 1,169,000 | 1,713,000 | 2,066,000 |
| Noninterest expense | 1,867,000 | 3,851,000 | 5,912,000 | 8,634,000 |
| Provision for loan losses | 206,000 | 367,000 | 405,000 | 806,000 |
| Pretax income | 581,000 | 921,000 | 1,417,000 | 974,000 |
| Income tax | 132,000 | 204,000 | 314,000 | 205,000 |
| Net income | 449,000 | 717,000 | 1,103,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,840,000 | 19,233,000 | 19,740,000 | 23,101,000 |
| Total capital | 19,236,000 | 19,788,000 | 20,340,000 | 24,101,000 |
| Risk-weighted assets | 157,861,000 | 164,052,000 | 166,409,000 | 208,614,000 |